Everyone in the office made our case so simple to understand. It felt like we were family. We had no idea what to do, and they helped us. They treated us like real people. It was so much more than we expected.- Mary M.
Public Retirement Attorney Juliane Soprano Knows the System
The Massachusetts State Retirement System (MSRS) covers State employees and many employees of other public entities. Benefits payable under this system include retirement, disability, survivor and death benefits to members’ beneficiaries.
Listen to David’s story, a municipal employee who was injured at work.
Listen to Peter’s story, a public employee who was injured at work.
There are two types of disability retirement benefits:
- Accident Disability Retirement (ADR) benefits are payable to workers injured on the job. The benefit is 72% of the average of your last 12 months of salary. There is no minimum number of years of service required and you do not need to be vested.
- Ordinary Disability benefits are payable for any illness or injury which is not job related. You must have a minimum of 10 years of full time creditable service and be vested. Veterans receive 50% of their last year’s salary average. Non-veterans younger than their minimum retirement age will have their benefits calculated as if they had reached minimum retirement age.
In order to be eligible for either Ordinary or ADR benefits, you must file an application with the State or your local retirement board. Part of the application is a medical certificate which must be completed by your treating physician.
Once the application is completed, the Public Employee Retirement Administration Commission (PERAC) will schedule a medical panel or three individual medical examinations. The purpose of these examinations is to determine whether you have a medical condition, whether it is work-related (if applying for ADR), whether it disables you from your job, and whether the condition is permanent.
After the medical evaluations are completed the retirement board will meet and vote on whether to approve your application. The entire process can take a year or more depending on the circumstances. If you are denied benefits, you have the right to appeal the retirement board’s decision.
- Initially you will speak with one of our highly trained staff about the nature of your problem. Once the background information is obtained an attorney will contact you to discuss the matter further.
- There is no charge for the initial phone consult with an attorney.
- If the client and the attorney agree that an office meeting is necessary, the attorney will advise you what the fee for the consultation will be.
- After the initial client meeting, a decision will be made as to whether the attorney will be engaged to represent the client.
- If the client decides to hire the attorney, the fee for representation will be discussed. The fees in these cases may be based upon an hourly rate or a flat fee depending on the circumstances and complexity of the issues.