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The Vital Role of Medical Records in Workers’ Compensation Cases

  When you’ve been injured at work, it’s natural to feel overwhelmed and uncertain about the steps you should take. One of the most crucial aspects of safeguarding your rights in a Workers’ Compensation case is the accurate documentation of your medical records. In this blog post, we’ll explore the significance of medical records in …

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What is a FORM 104 Notification of Denial and What should I do?

DEPARTMENT OF INDUSTRIAL ACCIDENTS FORM 104 INSURER’S NOTIFICATION OF DENIAL 1. What does this form mean: THE WORKERS’ COMPENSATION INSURANCE COMPANY IS DENYING YOUR CLAIM AND WILL NOT PAY YOU ANY BENEFITS VOLUNTARILY.  2. How long does a workers’ compensation insurance company have to notify me that my claim is being denied? The workers’ compensation …

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Can a Workers’ Compensation Insurance Company Stop Paying Benefits Without Going to Court or Obtaining Your Consent?

DEPARTMENT OF INDUSTRIAL ACCIDENTS FORM 106 INSURER’S NOTIFICATION OF TERMINATION OR MODIFCATION OF BENEFITS DURING THE PAY WITHOUT PREJUDICE PERIOD CAN A WORKERS’ COMPENSATION INSURANCE COMPANY STOP PAYING BENEFITS WITHOUT GOING TO COURT OR OBTAINING YOUR CONSENT?  Yes, if the following are true: 1. The workers’ compensation insurance company began paying you benefits within 14 …

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What Is PWOP and Should I Sign Form 105?

Pay Without Prejudice Period (PWOP): IF YOU RECEIVE A LETTER CONTACT A LAWYER BEFORE SIGNING IT! When you report an injury to your employer one of two things can happen: (1) the workers’ compensation insurance company (WC) will either deny benefits or (2) they will pay them. When the WC immediately agrees to pay benefits, its …

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Work Injury Early Intervention

Work injury early intervention is the key to a successful workers’ compensation claim. In a recent decision from the Massachusetts Appeals Court, Lamport’s Case, it was held that an Employee who settled her workers’ compensation case could only make a claim for future medical treatment for body parts specifically listed in the settlement paperwork. Ms. Lamport …

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THE MOST IMPORTANT NUMBER IN WORKERS’ COMPENSATION

The primary purpose of the Workers’ Compensation system is to provide workers’ with an income while they are recovering from an injury.  The amount of the payments a worker receives will be based upon his/her Average Weekly Wage (AWW).  The most important number in Workers’ Compensation is the employee’s average weekly wage. How to Calculate …

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LONG TERM AND SHORT TERM DISABILITY

WHAT ARE LONG TERM AND SHORT TERM DISABILITY BENEFITS? Long Term Disability (LTD) and Short Term Disability (STD) are insurance policies often included in an employee’s benefit package from an employer.  These policies can also be purchased directly from an insurance company.  As most issues arise with LTD claims, this will be the focus of …

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Insurers Avoid Covid Claims

Workers’ Compensation Insurers Covertly Avoiding Covid Claims It appears there is a concerted effort on the part of workers’ compensation insurers and employers to avoid classifying COVID claims as work-related. Employers are being encouraged to pay sickened workers for a limited time hoping they will recover and return to work.  If an Employee is paid …

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